Check Your Premium Insurance Web Aggregator Limited (hereinafter to be referred as “Check Your
Premium”) is aware and understands the importance of privacy of the information shared by the user
(“User”) at the time of visiting our website www.checkyourpremium.com (“Website”). Considering
out the manner in which we shall use and protect the information. We have also put in place suitable
remedial measures, to the best of our capabilities, to ensure that the information shared, is not being
used in unauthorized and unlawful manner. We shall use the information shared by the User solely
for the purpose of providing a platform to the User for comparing the insurance policies available in
the market and assisting the user to choose from the available policies, depending on the User’s needs.
(Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules,
2011 ("Rules"), read with Section 43A of the Information Technology Act 2000 ("Act"), (as amended
from time to time), which governs the instances wherein a body corporate or any person on its behalf,
collects, receives, possess, stores, deals or handle information of the provider of such information, is
easily accessible format available on the Website for view by the User.
Collection of Information
The information collected by us can be, Personal Information (includes but is not limited to, name,
age, address, contact information including email address). The User may, in certain instances visit the
Website anonymously, without revealing the identity or without intending to provide any information.
Notwithstanding this, there may be instances, wherein the User may be requested to provide certain
information in order to cater to the requirements of registration and in order to avail the services of
Check Your Premium. We may use log files to collect the information include internet protocol (IP)
addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time
stamp, and number of clicks to analyse trends, administer the site, track user's movement in the
aggregate, and gather broad demographic information for aggregate use. Any such information so
collected may also be used to enhance the quality of assistance offered, services we offer to you, to
improve marketing, analytics or site functionality.
Use of Information
The Information which is collected and stored is used only for lawful purposes which includes, creation
of User account with the Website that enables the User to manage and access the various features of
the Website. The information may be shared with partner insurers. By visiting the Website and giving
us the missed call you authorize us and our partner insurer to call, send SMS, emails and newsletters
to you notwithstanding you DND/DNC/NDCR
By accessing and providing the information whenever requested, the User consents and grants Check
Your Premium the right to use the information in accordance with the Terms and Conditions and the
the missed call irrespective of being registered under DND/ DNC/ NDCR service, Check Your Premium
and its associated partners shall be authorized to provide updates through call, sms, whatsapp or
similar app, emails and newsletters in relation to the product information, unless expressly otherwise
agreed by the User.
Sharing of Information
We may share information with partner insurer, organizations or individuals (“Third Party”) outside
of Check Your Premium, if we have a good-faith that access, use, preservation or disclosure of the
information is reasonably necessary on 'need basis' to (a) meet any applicable law, regulation, legal
process or enforceable governmental request; (b) enforce applicable Terms and Conditions, including
investigation of potential violations, (c) detect, prevent, or otherwise address fraud, security or
technical issues; (d) protect against harm to the rights, property or safety of Check Your Premium, the
Users or the public as required or permitted by law; and (e) develop its business. The employees,
consultants, representatives of Check Your Premium are bound by certain code of conduct and
confidentiality policy which obligates them to protect the Information.
Our endeavor is to protect the Information shared by the User and to ensure this, we have put in place
appropriate technical and security measures to prevent unauthorized or unlawful access to, accidental
loss of, or destruction and damage of the Information. However, the User fully understands and
acknowledges that information transmitted to Check Your Premium may be subject to certain risk.
The User is aware of the limitations and agrees and undertakes not to hold Check Your Premium liable
for any unintended access, loss or destruction of the Information. Further, you are responsible for
maintaining the confidentiality and security of your login id and password, and may not provide these
credentials to any third party.
We may send to User, other information about the various products through newsletters, SMS
updates, or e-mails (“Updates”). If the User does not wish to receive the Updates, the User can
unsubscribe by sending an email to us at firstname.lastname@example.org. The process to
unsubscribe may take a minimum of fifteen (15) working days. Further, while visiting the Website, the
User may come across links to other websites. The User shall be solely responsible for the User’s visit
whatsoever for User's visit or association with such websites.
Third Party Advertising
We may use third-party advertising companies and/or ad agencies to serve ads when you visit our
Website. These companies may use information (excluding your name, address, email address, or
telephone number) about your visits to this Website in order to provide advertisements on this
Website and other third party websites about goods and services that may be of interest to you. We
use third-party service providers to serve ads on our behalf across the internet and sometimes on this
Website. They may collect anonymous information about your visits to Website, and your interaction
with our products and services. They may also use information about your visits to this and other
Websites for targeted advertisements for goods and services. This anonymous information is collected
through the use of a pixel tag, which is industry standard technology used by most major Websites.
No personally identifiable information is collected or used in this process.
Cookies are created when a browser loads a particular website. The website sends information to the
browser which then creates a text file. Every time the user goes back to the same website, the browser
retrieves and sends this file to the website's server. Computer Cookies are created not just by the
website the user is browsing but also by other websites that run ads, widgets, or other elements on
the page being loaded. These cookies regulate how the advertisements appear or how the widgets
and other elements function on the page. Cookies can make use of the web easier by saving and
administering status, application, preferences and other user information. Most browsers are initially
cookies are being sent. For instructions on how to change cookie settings, look in the Help menu on
your Internet browser.
in relation to the Website or otherwise, (b) administer Website preferences and other information
provided by the User visiting the Website, and (c) understand visitor usage, on an anonymous basis,
of the Website.
We works on the presumption that all the Information provided herein by the User is true and accurate
in all respects, and the User grants an unconditional consent to the collection, storage and use of such
This Policy is subject to amendments from time to time. The changes are done with an endeavor to
ensure better protection and is based on the decision taken by the management without giving any
prior notice. By accessing the Website, the User agrees to these changes. The User may determine
the Privacy webpage.
We may retain Information about customers as necessary for business purposes and as required by
government regulation for a suitable period. Our endeavors to carefully dispose of records and delete
Information after the expiration of the data retention period.
Check Your Premium Insurance Web Aggregator Private Limited
MB-28, B-Block Mansarovar Complex, Shivaji Nagar,
Bhopal – 462 016
Contact number: (0755) 4932378
email Id: email@example.com
The Grievance Officer shall expeditiously within 20 days from the date of receipt of grievance, reply
and attempt to resolve the same to the best of its knowledge.
For any queries, requests, or comments which the User may have, the User may send an e-mail to