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HDFC

HDFC ERGO

Standalone Own Damage

4.3(2,341 reviews)
Pair with existing TP policySaves ~20% vs comprehensiveZero dep included6,800 cashless garages

Plan Details

Coverage Type

Own Damage

Cashless Garages

6,800

NCB Protection

Available

Zero Depreciation

Included

Roadside Assist

Not included

TP Premium

N/A

Available Add-Ons

Zero DepreciationEngine Protection

What's Covered

  • Own damage
  • Theft
  • Fire
  • Natural calamities

What's Not Covered

  • Third-party liability
  • Driving under influence

Annual Premium

₹9,800

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* Premiums shown are indicative and vary based on age, health, location, and insurer. Please read the policy wordings carefully before purchase.

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