Term Life Insurance Plans
Secure your family's future with pure term life cover. Compare 6+ plans with highest claim settlement ratios.
✓ ₹1 Cr cover from ₹732/mo✓ Up to 99.5% claim ratio✓ 3 payout options
6 plans found
Sorted by claim ratio
Bandhan Life
Smart Secure Plus
★4.7 (8,921)
₹842
/month
₹100L cover•30-yr term•99.51% claim ratio
Best SellerRecommended99.51% claim settlementTerminal illness benefit
Bandhan Life
Online Term Plan Plus
★4.6 (4,512)
₹1,183
/month
₹100L cover•30-yr term•99.51% claim ratio
Return of all premiums at maturity3 income options
IndiaFirst Life
Click 2 Protect Super
★4.6 (7,241)
₹798
/month
₹100L cover•30-yr term•99.4% claim ratio
99.4% claim ratioWhole life cover option
Universal Sompo
e-Term Plan
★4.4 (3,287)
₹732
/month
₹100L cover•30-yr term•98.8% claim ratio
Lowest-cost option98.8% claim ratio
ICICI Lombard
iProtect Smart
★4.5 (6,104)
₹812
/month
₹100L cover•30-yr term•97.5% claim ratio
34 CI conditions coveredIn-built terminal illness
SBI General
eShield Next
★4.5 (5,632)
₹756
/month
₹100L cover•30-yr term•97.3% claim ratio
SBI backed trustAffordable premium
Term Insurance FAQs
Expert Insurance Advisors
Need Help Choosing
a Right Plan?
Answer a few quick questions and get personalized plan recommendations tailored to your needs and budget.
100% Free
No hidden charges
Quick & Easy
Takes less than 2 min
Secure & Private
Your data is safe
👨💼
Free Advice
No obligation. Just clarity.
📅
6 Days
Available
⚡
< 2 min
Response
👥
20+
Insurers
🎖️
Free
Always
Trusted by thousands of happy customers