Privacy Policy

We collect information you provide directly to us when you use our services, including: • Personal identification information: Name, email address, phone number, date of birth, and address. • Insurance-related information: Age, health details, vehicle registration, income, and other information necessary to generate insurance quotes. • Usage information: How you interact with our website, including pages visited, links clicked, and time spent on pages. • Device information: IP address, browser type, operating system, and device identifiers. We do not collect payment information directly. Any transactions are processed through the respective insurer's platform.

We use the information we collect to: • Generate insurance quotes and connect you with suitable insurance plans. • Share your details with the insurer(s) you select to facilitate policy issuance. • Respond to your queries, provide customer support, and process claim assistance requests. • Send you insurance-related notifications, renewal reminders, and policy updates. • Improve our platform, detect fraud, and ensure security. • Comply with legal obligations as required by IRDAI and applicable Indian laws.

We may share your information with: • Insurance companies: We share your details with the insurer(s) you choose to enable policy purchase. As an IRDAI-registered Web Aggregator, this sharing is mandatory for service delivery. • Service providers: Trusted third-party vendors who assist us in operating our platform (e.g., hosting, analytics, SMS services), bound by confidentiality obligations. • Legal authorities: When required by law, court order, or governmental authority. We do not sell your personal information to third parties for marketing purposes.

We implement industry-standard technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. These include: • SSL/TLS encryption for all data transmission. • Access controls limiting employee access to personal data. • Regular security audits and vulnerability assessments. However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

Our website uses cookies and similar tracking technologies to enhance your experience. We use: • Essential cookies: Required for the website to function correctly. • Analytics cookies: To understand how visitors use our site (e.g., Google Analytics). • Preference cookies: To remember your settings and preferences. You can control cookie settings through your browser. Disabling cookies may limit certain features of our website.

As an individual whose data we process, you have the right to: • Access: Request a copy of the personal data we hold about you. • Correction: Request correction of inaccurate or incomplete data. • Deletion: Request deletion of your personal data, subject to legal obligations. • Withdrawal of consent: Withdraw consent to data processing at any time (this may affect our ability to provide services). • Grievance: Lodge a complaint with our Grievance Officer (see Section 9). To exercise these rights, contact us at support@checkyourpremium.com.

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. Typically: • Insurance-related data is retained for 7 years as mandated by IRDAI regulations. • Account data is retained until account deletion, plus a cooling-off period. • Usage logs are retained for up to 2 years.

Our website may contain links to third-party websites, including insurance companies. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

In accordance with Information Technology Act 2000 and IRDAI regulations, the details of our Grievance Officer are: Name: Grievance Officer, CheckYourPremium Address: B3/501, Ruchi Lifescapes, Bhopal – 462 047 Email: support@checkyourpremium.com Phone: 0755-4932378 We will respond to grievances within 30 days of receipt.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically. Continued use of our services after changes constitutes acceptance of the updated policy.