UNIV
Universal Sompo
e-Term Plan
★ 4.4(3,287 reviews)
Lowest-cost option98.8% claim ratioKotak bank integrationOnline purchase discount
Plan Details
Cover Amount
₹100 Lakh
Policy Term
30 Years
Claim Ratio
98.8%
Terminal Illness
Not Covered
Disability Waiver
No
Return of Premium
No
Available Riders
Accidental DeathPermanent Disability
✓ What's Covered
- ✓ Death benefit
- ✓ Accidental death rider
✗ Exclusions
- ✗ Suicide in first year
- ✗ HIV/AIDS
- ✗ Self-inflicted
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