BAND
Bandhan Life
Smart Secure Plus
★ 4.7(8,921 reviews)Best SellerRecommended
99.51% claim settlementTerminal illness benefit3 payout optionsJoint life option
Plan Details
Cover Amount
₹100 Lakh
Policy Term
30 Years
Claim Ratio
99.51%
Terminal Illness
Covered
Disability Waiver
Yes
Return of Premium
No
Available Riders
Accidental Death BenefitCritical IllnessWaiver of Premium on Disability
✓ What's Covered
- ✓ Death benefit
- ✓ Terminal illness
- ✓ Accidental death rider
- ✓ CI rider
✗ Exclusions
- ✗ Suicide in first year
- ✗ Self-inflicted injuries
- ✗ HIV/AIDS
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