Term Life Insurance Plans
Secure your family's future with pure term life cover. Compare 6+ plans with highest claim settlement ratios.
✓ ₹1 Cr cover from ₹732/mo✓ Up to 99.5% claim ratio✓ 3 payout options
6 plans found
Sorted by claim ratio
MAX
Max Life
Smart Secure Plus
★4.7 (8,921)
₹842
/month
₹100L cover•30-yr term•99.51% claim ratio
Best SellerRecommended99.51% claim settlementTerminal illness benefit
MAX
Max Life
Online Term Plan Plus
★4.6 (4,512)
₹1,183
/month
₹100L cover•30-yr term•99.51% claim ratio
Return of all premiums at maturity3 income options
HDFC
HDFC Life
Click 2 Protect Super
★4.6 (7,241)
₹798
/month
₹100L cover•30-yr term•99.4% claim ratio
99.4% claim ratioWhole life cover option
KOTA
Kotak Life
e-Term Plan
★4.4 (3,287)
₹732
/month
₹100L cover•30-yr term•98.8% claim ratio
Lowest-cost option98.8% claim ratio
ICIC
ICICI Lombard
iProtect Smart
★4.5 (6,104)
₹812
/month
₹100L cover•30-yr term•97.5% claim ratio
34 CI conditions coveredIn-built terminal illness
SBI
SBI Life
eShield Next
★4.5 (5,632)
₹756
/month
₹100L cover•30-yr term•97.3% claim ratio
SBI backed trustAffordable premium
Term Insurance FAQs
🧑💼 Expert Insurance Advisors
Not Sure Which Plan
to Choose?
Our friendly advisors are available Mon–Sat, 9am–8pm to help you compare, select, and buy the right plan. Zero pressure. 100% free guidance.
🧑💼
Free Advice
No obligation. Just clarity.
6 Days
Available
<2 min
Response
20+
Insurers
Free
Always